Each state in the United States of America has laws related to auto repossessions. It is important to understand what repossession rights the consumer has and what repossession rights the repossession companies have in addition to the lender who holds the title to the vehicle. Every case is a little different and no set of repossession laws will apply to every situation. However, the auto repossession information in this section should help you understand some of the basics of repossession law in our country and in your state specifically. Many laws are similar, or even the exact same in different states, but there can be some slight differences in the auto repossession laws you may need to know.